Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| PRIME SHARE | 0.100% | $5.00 | $5.00 |
| AMAZING SAVINGS | 0.200% | $2,000.00 | $2,000.00 |
| AMAZING SAVINGS | 0.300% | $2,000.00 | $20,000.00 |
| AMAZING SAVINGS | 0.400% | $2,000.00 | $50,000.00 |
| ESCROW SHARES | 0.100% | $0.00 | $0.00 |
| CHRISTMAS CLUB | 0.100% | $0.00 | $0.00 |
| VACATION SHARES | 0.100% | $0.00 | $0.00 |
| EARLY BIRD | 0.100% | $0.00 | $0.00 |
| TRADITIONAL IRA | 0.600% | $5.00 | $5.00 |
| ROTH IRA | 0.600% | $5.00 | $5.00 |
| ROTH CONVERSION IRA | 0.600% | $5.00 | $5.00 |
| EDUCATION IRA | 0.600% | $5.00 | $5.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
* Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Secured Loan Up to 36 months | 2.490% | Auto, Boat, RV or Motorcycle Loans up to 36 months |
| Secured Loan 37 - 48 months | 2.740% | Auto , Boat, RV or Motorcycle Loan 37 - 48 months |
| Secured Loan 49 - 60 months | 2.990% | Auto, Boat, RV or Motorcycle Loans 49 -60 months |
| Line of Credit Loan | 11.900% | Line of Credit Loan up to $ 10,000.00 |
| Closed End Mortgage | 0.000% | 10 to 30 Year Terms, Please call 231-725-3312 for rates |
| VISA Platinum Credit Card | 8.990% | 8.99 % APR, call 231-725-3312 to apply today |
| VISA Classic Credit Card | 10.990% | 10.99 % APR, call 231-725-3312 to apply today |
| Secured Loan 72 Months | 3.490% | Auto, Boat, RV, or Motorcycle Loans 72 Months or Higher |
| 48 month unsecured loan | 11.250% | Multi Purpose 48 Month Loan Rates as low as 11.25 % APR |
| 12 month unsecured loan | 7.250% | Multi Purpose 12 Month Loan Rates As Low As 7.25 % APR |
| 24 month unsecured loan | 8.250% | Multi Purpose 24 Month Loan Rates As Low As 8.25 % APR |
| 36 month unsecured loan | 9.250% | Multi Purpose 36 Month Loan Rates As Low As 9.25 % APR |
| share secured loan | 2.000% | share secured loan |
| mobile homes | 10.250% | mobile homes |
| Secured Loan Over 72 Months | 4.240% | Auto, Boat, RV or Motorcycle Loans 73 Months or Higher |
* Rates are subject to change at any time. Rates shown are the lowest possible rates, your actual rate will be based on credit score and term of loan.
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 12M CERTIFICATE | 0.850% | $500.00 |
| 24M CERTIFICATE | 1.210% | $500.00 |
| 36M CERTIFICATE | 1.510% | $500.00 |
| 48M CERTIFICATE | 1.710% | $500.00 |
| 60M CERTIFICATE | 2.020% | $500.00 |
