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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.

Savings Rates - Effective Wednesday, July 5, 2017
APYMinimum
Deposit
Minimum
Balance
PRIME SHARE0.100%$5.00$5.00
AMAZING SAVINGS0.250%$2,000.00$2,000.00
AMAZING SAVINGS0.350%$2,000.00$20,000.00
AMAZING SAVINGS0.500%$2,000.00$50,000.00
ESCROW SHARES0.100%$0.00$0.00
CHRISTMAS CLUB0.100%$0.00$0.00
VACATION SHARES0.100%$0.00$0.00
EARLY BIRD0.100%$0.00$0.00
TRADITIONAL IRA0.600%$5.00$5.00
ROTH IRA0.600%$5.00$5.00
ROTH CONVERSION IRA0.600%$5.00$5.00
EDUCATION IRA0.600%$5.00$5.00
CHECKING0.000%$0.00$0.00

Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.

Loan Rates - Effective Monday, August 21, 2017
Loan TypeRates as low asTerms/Information
Secured Loan Up to 36 months2.490%Auto, Boat, RV or Motorcycle Loans up to 36 months
Secured Loan 37 - 48 months2.740%Auto , Boat, RV or Motorcycle Loan 37 - 48 months
Secured Loan 49 - 60 months2.990%Auto, Boat, RV or Motorcycle Loans 49 -60 months
Line of Credit Loan11.900%Line of Credit Loan up to $ 10,000.00
Closed End Mortgage0.000%10 to 30 Year Terms, Please call 231-725-3312 for rates
VISA Platinum Credit Card8.990%8.99 % APR, call 231-725-3312 to apply today
VISA Classic Credit Card10.990%10.99 % APR, call 231-725-3312 to apply today
Secured Loan 72 Months3.490%Auto, Boat, RV, or Motorcycle Loans 72 Months or Higher
48 month unsecured loan11.250%Multi Purpose 48 Month Loan Rates as low as 11.25 % APR
12 month unsecured loan7.250%Multi Purpose 12 Month Loan Rates As Low As 7.25 % APR
24 month unsecured loan8.250%Multi Purpose 24 Month Loan Rates As Low As 8.25 % APR
36 month unsecured loan9.250%Multi Purpose 36 Month Loan Rates As Low As 9.25 % APR
share secured loan2.000%share secured loan
mobile homes10.250%mobile homes
Secured Loan Over 72 Months4.240%Auto, Boat, RV or Motorcycle Loans 73 Months or Higher

* Rates are subject to change at any time. Rates shown are the lowest possible rates, your actual rate will be based on credit score and term of loan.

Certificate Rates - Effective Monday, August 21, 2017
Certificate TermAPYMinimum Deposit
12M CERTIFICATE0.850%$500.00
24M CERTIFICATE1.210%$500.00
36M CERTIFICATE1.510%$500.00
48M CERTIFICATE1.710%$500.00
60M CERTIFICATE2.020%$500.00