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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.

Savings Rates - Effective Monday, October 2, 2023
APYMinimum
Deposit
Minimum
Balance
PRIME SHARE0.1%$5$5
AMAZING SAVINGS1.61%$2000$2000
AMAZING SAVINGS1.76%$2000$20000
AMAZING SAVINGS1.96%$2000$50000
ESCROW SHARES0.1% $0
CHRISTMAS CLUB0.1% $0
VACATION SHARES0.1% $0
EARLY BIRD0.1% $0
TRADITIONAL IRA0.5%$5$5
ROTH IRA0.5%$5$5
ROTH CONVERSION IRA0.5%$5$5
EDUCATION IRA0.5%$5$5
CHECKING0% $0

Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.

Loan Rates - Effective Thursday, July 25, 2024
Loan TypeRates as low asTerms & Information
Secured Loan Up to 36 months » 4.24% 36 M Auto, Boat, RV or Motorcycle Loans up to 36 months
Secured Loan 37 - 48 months » 4.49% 48 M Auto , Boat, RV or Motorcycle Loan 37 - 48 months
Secured Loan 49 - 60 months » 4.74% 60 M Auto, Boat, RV or Motorcycle Loans 49 -60 months
Secured Loan 72 Months » 5.24% 72 M Auto, Boat, RV, or Motorcycle Loans 72 Months or Higher
Secured Loan Over 72 Months » 5.74% 73 M Auto, Boat, RV or Motorcycle Loans 73 Months or Higher
Share Secured Loan » 3% 36 M Borrow money and use your savings account as collateral.
12 Month Unsecured Loan » 7.5% 12 M Multi Purpose 12 Month Loan Rates As Low As 7.50 % APR
24 Month Unsecured Loan » 8.5% 24 M Multi Purpose 24 Month Loan Rates As Low As 8.50 % APR
36 Month Unsecured Loan » 9.5% 36 M Multi Purpose 36 Month Loan Rates As Low As 9.50 % APR
48 Month Unsecured Loan » 11.5% 48 M Multi Purpose 48 Month Loan Rates as low as 11.50 % APR
Mobile Homes 10.25% 144 M Mobile Homes
Line of Credit Loan » 11.9% 42 M Line of Credit Loan up to $ 10,000.00
2024 Summer Loan Special » 4.99% 12 M 4.99%
Closed End Mortgage 0% 180 M 10 to 30 Year Terms, Please call 231-725-3312 for rates
VISA Classic Credit Card » 10.99% 42 10.99% APR with credit limits up to $4,999.99
VISA Platinum Credit Card » 8.99% 42 8.99% APR with credit limits from $5,000 to $10,000

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* Rates are subject to change at any time. Rates shown are the lowest possible rates, your actual rate will be based on credit score and term of loan.

Certificate Rates - Effective Thursday, July 25, 2024
Certificate TermAPYMinimum Deposit
12M CERTIFICATE4.06%$500
24M CERTIFICATE4.22%$500
36M CERTIFICATE4.27%$500
48M CERTIFICATE4.32%$500
60M CERTIFICATE4.37%$500