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Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.

Savings Rates - Effective Wednesday, January 6, 2021
APYMinimum
Deposit
Minimum
Balance
PRIME SHARE0.05%$5$5
AMAZING SAVINGS0.15%$2000$2000
AMAZING SAVINGS0.25%$2000$20000
AMAZING SAVINGS0.35%$2000$50000
ESCROW SHARES0.05% $0
CHRISTMAS CLUB0.05% $0
VACATION SHARES0.05% $0
EARLY BIRD0.05% $0
TRADITIONAL IRA0.4%$5$5
ROTH IRA0.4%$5$5
ROTH CONVERSION IRA0.4%$5$5
EDUCATION IRA0.4%$5$5
CHECKING0% $0

Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.

Loan Rates - Effective Saturday, December 4, 2021
Loan TypeRates as low asTerms & Information
Secured Loan Up to 36 months » 2.49% 36 M Auto, Boat, RV or Motorcycle Loans up to 36 months
Secured Loan Over 72 Months » 4.24% 73 M Auto, Boat, RV or Motorcycle Loans 73 Months or Higher
Secured Loan 37 - 48 months » 2.74% 48 M Auto , Boat, RV or Motorcycle Loan 37 - 48 months
Secured Loan 49 - 60 months » 2.99% 60 M Auto, Boat, RV or Motorcycle Loans 49 -60 months
Secured Loan 72 Months » 3.49% 72 M Auto, Boat, RV, or Motorcycle Loans 72 Months or Higher
share secured loan » 2% 36 M share secured loan
12 month unsecured loan » 7.25% 12 M Multi Purpose 12 Month Loan Rates As Low As 7.25 % APR
24 month unsecured loan » 8.25% 24 M Multi Purpose 24 Month Loan Rates As Low As 8.25 % APR
36 month unsecured loan » 9.25% 36 M Multi Purpose 36 Month Loan Rates As Low As 9.25 % APR
48 month unsecured loan » 11.25% 48 M Multi Purpose 48 Month Loan Rates as low as 11.25 % APR
mobile homes 10.25% 144 M mobile homes
Line of Credit Loan » 11.9% 42 M Line of Credit Loan up to $ 10,000.00
Closed End Mortgage 0% 180 M 10 to 30 Year Terms, Please call 231-725-3312 for rates
VISA Classic Credit Card 10.99% 0 10.99 % APR, call 231-725-3312 to apply today
VISA Platinum Credit Card 8.99% 0 8.99 % APR, call 231-725-3312 to apply today

* Rates are subject to change at any time. Rates shown are the lowest possible rates, your actual rate will be based on credit score and term of loan.

Certificate Rates - Effective Saturday, December 4, 2021
Certificate TermAPYMinimum Deposit
12M CERTIFICATE0.45%$500
24M CERTIFICATE0.55%$500
36M CERTIFICATE0.65%$500
48M CERTIFICATE0.75%$500
60M CERTIFICATE0.85%$500