About Us

Our Mission

Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.


The field of membership of Port City Federal Credit Union is open to:

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Muskegon County, Michigan;

and, also included are spouses of persons who died while within the field of membership of this credit union, members of their immediate family* or household, and organizations of such persons.

*Immediate family includes spouse, child, sibling, parent, grandparent, stepparents, stepsiblings, stepchildren, or adopted individuals.

Immediate Family Eligibility

If you have an immediate family member who is currently a member of our Credit Union, you are also eligible to be a member.

Immediate family includes spouse, child, grandchild, sibling, parent, grandparent, stepparents, stepchildren, stepsiblings, and adopted individuals.


Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944 by employees of the then Brunswick-Balke-Collender Company. We thank our founders who valued the concept of a credit union: a cooperative not-for-profit financial institution owned and controlled by its members, and organized to promote thrift and provide credit to those who belong. By June 1945, the number of members grew to 206.

Over the years, we amended our membership charter numerous times to allow more individuals, families, and businesses the benefit of credit union membership. In August 2007, our regulatory agency approved our request for a Community Charter, enabling us to serve all of Muskegon County. Following our community charter designation, to better reflect the nature of our overall membership, we changed our name to Port City Federal Credit Union. Today, we have the privilege of serving nearly 3,200 members.

Services, originally limited to savings and loans, now include multiple types of saving and loan products, checking accounts, credit cards, ATM and debit cards, direct deposit, PC home banking, audio response, and much more.