Refer a Member

You're already reaping the benefits of belonging to our credit union. Why not share those benefits with your family, friends, co-workers, or neighbors.

Refer a new member to Port City FCU and you both receive $ 25.00 when they open their account and elect one of the following products:

  • Checking*
  • Loan
  • Certificate of Deposit

SmarTeen (13-18), Early Bird (0-12) account Referrals

We will match up to $10.00 of the initial deposit to these accounts to both the new and referring member after the account has been opened and in good standing for 30 days.

If the SmarTeen or Early Bird accounts are electing one of the following products the $25.00 referral will be paid instead.

Checking*, Loans, Certificate of Deposit

Referral Coupons can be completed at the time they open their account or download here.

Membership is open to anyone who lives, works, worships, attends school, or volunteers in Muskegon County. Existing member must be 18 years old and in good standing to participate in referral program.

*Checking account must be open and active (checks clearing, ATM/Debit card transactions, direct deposits, etc) and in good standing for 30 days before referral is paid.

Immediate Family Eligibility

If you have an immediate family member who is currently a member of our Credit Union, you are also eligible to be a member.

Immediate family includes spouse, child, grandchild, sibling, parent, grandparent, stepparents, stepchildren, stepsiblings, and adopted individuals.


Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944 by employees of the then Brunswick-Balke-Collender Company. We thank our founders who valued the concept of a credit union: a cooperative not-for-profit financial institution owned and controlled by its members, and organized to promote thrift and provide credit to those who belong. By June 1945, the number of members grew to 206.

Over the years, we amended our membership charter numerous times to allow more individuals, families, and businesses the benefit of credit union membership. In August 2007, our regulatory agency approved our request for a Community Charter, enabling us to serve all of Muskegon County. Following our community charter designation, to better reflect the nature of our overall membership, we changed our name to Port City Federal Credit Union. Today, we have the privilege of serving over 2,900 members.

Services, originally limited to savings and loans, now include multiple types of saving and loan products, checking accounts, credit cards, ATM and debit cards, direct deposit, PC home banking, audio response, and much more.

Board of Directors

The credit union is overseen by a five member volunteer Board of Directors, who are elected by our members at the annual membership meeting. As credit union owners, each member is entitled to one vote.

The current board members are:
President Ralph Burr
Vice President David Rice
Secretary/Treasurer Charles Kelso
Director Thomas Ardis
Director Kathleen Wilkerson

Thank them for their hard work the next time you see them.

Location and Hours

Location: 460 W. Laketon Ave. (corner of Park and Laketon)
Muskegon, MI 49441
Lobby Hours: Monday - Friday 9:00 AM - 5:00 PM
Drive Up Hours: Monday - Thursday 9:00 AM - 5:30 PM
Friday 7:00 AM - 5:30 PM

Community Involvement

On becoming a “Community” Chartered Credit Union in 2007, we not only expanded our membership to all of Muskegon County, but also our involvement in the community we serve.  Our initiatives include the following:

Muskegon Area Schools

Muskegon Lumberjacks

Muskegon Rescue Mission

Love Incorporated